Please read this Agreement carefully before using this website. By accessing or using the website, you agree to be bound by the terms and conditions set forth in this Agreement. If you do not wish to be bound by these terms and conditions, you may not use this website for any purpose. Fiduciary Plan Advisors may modify this Agreement at any time, and such modifications shall be effective immediately upon posting. Therefore, you also agree to review the Agreement periodically to be aware of such modifications, and your continued access or use of the website shall be deemed your conclusive acceptance of any modified terms.
Not an Offer of Investment or Legal Advice
Information on this website may not be considered a solicitation to buy or an offer to sell any security (including without limitation stocks, bonds, mutual funds, exchange traded funds, etc.). Therefore, visitors to this website should not assume that any information presented and/or made available herein serves as the receipt of, or a substitute for, personalized individual advice from an investment professional. In addition, while information contained on the website may refer or touch upon legal or tax concepts, nothing on this website is intended, or should be relied upon, as legal or tax advice.
Any information or interactive calculators made available on this website are provided as self-help tools for your independent use and are not intended to provide investment advice. Fiduciary Plan Advisors cannot and does not guarantee the applicability or accuracy of these tools to your individual circumstances. Any examples provided on this website are hypothetical and are for illustrative purposes only. To the extent that anyone utilizes any calculator or similar device contained within, or linked to, this website, they should understand the information resulting from the use of any such calculator/device is not, and should not be construed in any manner whatsoever as, the receipt of, or a substitute for, personalized individual advice from an investment professional. Instead, clients may only obtain personalized individual investment advice from Fiduciary Plan Advisors by contacting one of its advisors and providing detailed information regarding their personal circumstances.
Investing in securities involves risk, including the risk of loss, and there is no guaranty that a specific investment or investment strategy referenced in this website will either be suitable or profitable for a specific visitor to this website. Investments will fluctuate in value and may be worth more or less than the original investment. Investors should consider the investment objectives, risks, and expenses of a security carefully before investing. Before investing in a security, request and review its prospectus or consult with an investment professional.
Past performance may not be indicative of future results. Therefore, visitors to this website should not assume that the future performance of any specific investment or investment strategy referenced directly or indirectly on this website will be profitable or equal to any particular performance level.
Fiduciary Plan Advisors is providing the information on this website on an “as-is” basis and, to the fullest extent permitted by applicable law, Fiduciary Plan Advisors disclaims all warranties, express or implied (including but not limited to implied warranties of merchantability and fitness for a particular purpose), regarding this website, including without limitation warranties related to the operation of the site, the information, content, materials, and services described therein, and any information or applications submitted through the website. Without limiting the foregoing, Fiduciary Plan Advisors does not warrant that this website or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that the website is free of viruses or other harmful components. Fiduciary Plan Advisors also does not warrant or make any representations regarding the use of the materials on the website or the services described therein.
Any links to other websites do not imply endorsement by Fiduciary Plan Advisors, is not responsible for the content of any linked site. If you choose to access any sites through this website, you do so at your own risk. In addition, articles included on this website may contain third-party data and, while Fiduciary Plan Advisors believes this information is accurate and reliable, it is not responsible for confirming the accuracy of any such data.
Unless otherwise noted, all site design, text, code, graphics, and interfaces, and the selection and arrangements thereof, on this website are the property of Fiduciary Plan Advisors, its respective partners and clients, or third parties who have specifically granted use of such materials to Fiduciary Plan Advisors and are protected by U.S. and other international copyright laws. All rights reserved.
Prior permission to use, reproduce, or reprint any photograph, illustration, artwork, or other material on this website must be obtained from Fiduciary Plan Advisors, regardless of the intended use. Any unauthorized use of the materials appearing on this website may be a violation of copyright, trademark, and other applicable laws and could result in criminal or civil penalties.
Compliance with Laws
By accessing this website, you agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of this website and your use of the services described herein.
If any provision of this Agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions.
We value the trust our clients have placed in us and are committed to the responsible management, use, and protection of their personal information. Please take a moment to review this Privacy Notice to learn how we protect your information and use it to service your account(s).
Information We Collect From You
OneDigital Investment Advisors, LLC (“OneDigital”) DBA OneDigital Investment Advisors (“OneDigital”) collects personal information about its customers to help it serve their financial needs, process transactions in their account(s), provide customer service, offer new products or services, and fulfill legal and regulatory requirements. OneDigital collects information about its customers from the following sources:
- information provided to us, our affiliates, or our investment advisor representatives by our customers (such as on account applications and related forms, in discussions with our employees and advisor representatives, or through our website).
- information gathered from our internal files regarding the customer’s transaction history with us (such as products or services purchased, account balances, trading history, and payment history), as well as that provided by information service companies and consumer reporting agencies (such as transactions or credit relationships with unaffiliated third parties).
- information provided by other unaffiliated third parties, including employers, associations, retirement plan benefit sponsors, and other institutions, if the customer transfers positions or funds to us.
This information may include “nonpublic, personal information,” which means information that is not readily known or accessible in the public realm, such as the customer’s social security number, birth date, net worth, assets, income, and medical information (if applying for insurance), as well as the fact that the customer has an account with us.
Pursuant to federal law, we may not disclose a customer’s nonpublic personal information without his/her prior consent, unless the disclosure is needed to:
- provide the services requested by the customer, including:
- clearing, transferring, confirming, or reconciling transactions in the customer’s account(s); and
- providing statements or other records regarding the status or value of the customer’s account(s);
- provide the customer with marketing materials regarding our products and/or services, as well as those offered pursuant to joint agreements with our affiliates or non-affiliated third parties, so long as all parties offering the products and/or services have agreed, in writing, to protect the confidentiality of the customer’s information and to not use it for any other purpose;
- enforce any of our rights, including the collection of any fees or other payments due;
- provide any of OneDigital affiliates with information regarding our operations, or as reasonably required pursuant to the proposed or actual sale, merger, transfer, or exchange of all, or a portion of, our business;
- comply with the request or requirements of regulatory and/or law enforcement organizations;
- respond to a subpoena or discovery request; or
- provide disclosures as otherwise permitted or required by law.
We may provide such information to OneDigital affiliates and/or unaffiliated financial or non-financial services providers (such as insurance companies, mutual fund companies, banks, investment firms, third-party administrators, clearing firms, and other third parties who assist us in providing account maintenance or customer service) as necessary pursuant to the exceptions listed above.
We do not sell, share, or disclose your nonpublic personal information to unaffiliated third-party marketing companies.
Customers may request that we not disclose their nonpublic, personal information for any reason – other than one of the exceptions listed above.
For example, if an investment advisor representative who has serviced your account(s) terminates his/her registration with OneDigital, we may permit the advisor representative to share your contact information (name, address, phone number, email address, and account titles) with his/her new firm and use it to contact you for the purpose of requesting your permission to transfer your account(s) to that new firm. In that event, neither the investment advisor representative nor his/her new firm would be permitted to use your contact information for any other purpose or to obtain any other information regarding your accounts without your express written consent. However, because the disclosure of your contact information to an advisor representative’s new firm is not covered by any of the exceptions listed above, you have a right to request that we not disclose your information for this purpose.
To request that we not disclose your information for this or any purpose (other than those covered under the exceptions listed under “Sharing Information,” above), please call us at 913-338-5300. If we do not receive such a request from you within thirty (30) days of you opening an account, contracting for services, or receiving our annual privacy notice, we have the right to assume you do not object to the disclosure of your information for any reason permitted by federal law until you notify us to the contrary. (Please note that the laws of certain states may impose additional restrictions upon the disclosure of customers’ confidential information.)
OneDigital recognizes the need to prevent unauthorized access to the information we collect, including information held in electronic format. OneDigital authorizes access to your nonpublic personal information only to personnel who need that information to serve you. We maintain physical, electronic, and procedural safeguards regarding your nonpublic, personal information to ensure that we comply with our own policy, industry practices, and federal and state regulations. If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.